Options for exchanging bitcoins for rubles and the legal side of this procedure. Several options on how to profitably exchange bitcoins for rubles
There are two options for exchanging cryptocurrency for regular fiat money (rubles and dollars):
- With the help of cryptocurrency exchanges- the most convenient, profitable and simple option. Crypto exchangers support the usual payment systems: bank cards, Yandex.Money, Qiwi, WebMoney, etc.
- With the help of crypto exchanges– suitable if you are going to regularly trade crypto assets.
Material navigation:
How to choose a reliable cryptocurrency exchange?
With the growing popularity of cryptocurrencies, an incredible number of different services have appeared. Very often, scammers hide under crypto exchangers, who receive funds from conscientious crypto enthusiasts and disappear without a trace.
On the other hand, even old and proven services do not provide any guarantees, and everything rests solely on reputation and trust. Still, there are several indicators by which you can choose a more or less reliable service and make your own rating of the best cryptocurrency exchangers.
Before trusting your “hard earned” to any exchanger, you should pay attention to several indicators:
- Cryptocurrency reserve. It defines liquidity. This indicator affects the speed of the transaction; This is not a static indicator. If someone makes a big deal, the reserve will decrease accordingly. On popular services, they are quickly restored.
- Number of trading pairs. The more trading pairs, the more convenient the exchanger. Indeed, to buy or sell the desired crypto-coin, you do not need to convert it into a more popular one;
- Reviews. One of the most important points. When choosing a platform, it is always worth getting acquainted with the experience of those who have already used it;
You can use our personal list of the best crypto exchangers, we have been working with these services for more than two years and at the moment there are no complaints about their work.
TOP 14 best crypto exchanges where you can buy and sell bitcoin for rubles
The services below have been tested and have collected a lot of positive reviews on the network, so you can easily make financial transactions with bitcoins and other cryptocurrencies through them.
These are the 13 best cryptocurrency exchangers in Runet, but we will immediately pay attention, we regularly work only with the first two services (60cek and WW-pay).
60cek is the most reliable exchanger of 2018 (Editor's choice!)
Cryptocurrency exchange on the exchange - an option for traders
Exchanges are much less suitable for exchanging fiat money for cryptocurrencies than exchangers. But for the sake of completeness of the review and the provision of all possible options, we will consider them.
https://exmo.me/
To do this, you need to move to your personal account in your account. Wallet, and opposite the cryptocurrency you need to exchange, click Top up.
As soon as you transfer bitcoins to the desired address, they will be credited to the EXMO exchange wallet in just a couple of minutes. After that, you can exchange in the direction you need.
For example, how to exchange Bitcoin for rubles using the EXMO exchange:
Go back to the wallet, but instead Top up now you have to choose exchange:
In which you will need to choose which currency you want to exchange bitcoins for and indicate the amount of bitcoins you want to exchange, just below it will be written how much you will receive for them, and if it suits you, press Exchange.
Money is exchanged instantly and credited immediately to your ruble wallet on EXMO.
Well, now, the money received from the exchange can be withdrawn. And you can withdraw them to many payment systems.
In order to withdraw money, you need to press the button opposite the currency you want to withdraw. Withdraw, in my case it will be rubles:
Then, select the payment method you want to withdraw to and fill out the withdrawal form. After filling, press Withdraw Funds
.
Withdrawals are processed within 3 days (but usually the payment arrives within 2 hours). The minimum for withdrawing to WebMoney is 100 rubles, and the commission for such an exchange is 3%.
In general, if you constantly need to exchange and withdraw cryptocurrencies, then the Exmo exchange will always help you with this. By the way, on it you can not only change cryptocurrencies,
but even trade them (complete on our website).
Exchangers on the Internet are one of the ways to get the necessary currency in the shortest possible time. There are cases when the need to use a certain currency online is very high. For example: some service does not accept Webmoney, but there are options for replenishing an account using Yandex.Money or QIWI. What to do? This is what exchangers were designed for. With their help, the user can get what he needs.
A very popular direction of exchange is bitcoins. People began to understand what a cryptocurrency is. Today, the prospects for cryptocurrency are very large. Many perceive it as a financial instrument for investment. Buying bitcoins means investing money and making a profit in the future.
Where can you buy bitcoins? In which exchangers can I exchange bitcoins? Consider the top 10 bitcoin exchangers…
Service for the exchange of electronic currency, cryptocurrency, as well as funds in the field of Internet banking. The service first started working a few years ago. At that time, the owners focused on the exchange of currencies of electronic payment systems: WebMoney, Yandex.Money, QIWI, and so on. Gradually, cryptocurrencies began to "crowd out" a simple electronic currency. Bitcoin is no exception. The owners of WW-Pay decided to also start working with cryptocurrency.
Website operation mode: 24 hours a day, 7 days a week.
How fast is the bitcoin exchange?
The application is completed within a few minutes. The main issue is the confirmation of the transaction (namely, in the Bitcoin network). This is done so that the exchange is not made several times.
Why does the cryptocurrency exchange rate change so often? The WW-Pay exchange service changes the Bitcoin rate every 3 minutes. In this case, the course is influenced by a number of certain factors. What are they? We are talking about the bitcoin exchange rate on international exchanges (those countries that have accepted bitcoin into circulation), supply/demand, cryptocurrency reserve for services, euro/ruble, dollar/ruble, dollar/euro.
IMPORTANT: after the exchange request is confirmed, the bitcoin rate is automatically fixed for 15 minutes. That is, the user will not suffer if the rate changes against him at the time of the exchange.
Do you want to buy or exchange bitcoin? WW-Pay is an ideal exchange service!
An exchanger that entered the market 3 years ago. During this time, we have already managed to increase the customer base, which is completely satisfied with the service. Why work with A1Change? The owners of the exchanger focused on cryptocurrencies. No, here you can exchange, for example, QIWI for Yandex.Money and vice versa, however, it is based on the exchange of cryptocurrencies. What cryptocurrencies are available in A1Change? Bitcoin, Litecoin, Ethereum. The 3 most important ones that are in demand by investors around the world. It is worth noting that the administration works around the clock. The operators are quite adequate, so each client will be able to get help in a short time. Bonuses For regular customers who consistently exchange through A1Change, there is their own bonus program (when passing a certain amount through the exchanger, the user will receive some return). Among online exchangers, this bonus program is of the highest quality. The main objective of the program is to attract as many users as possible to work with the system. Don't forget about favorable exchange rates. Quotes here are constantly changing, but are very profitable. When it comes to acquiring bitcoins, then this service is the most suitable.
Fast exchanger that works in automatic mode. The main task: to make customer transfers as comfortable and fast as possible. Today, the exchanger works not only with electronic currencies, but with cryptocurrencies. The owners decided that Bitcoin is the fundamental cryptocurrency. This is where the focus is on service. Now bitcoins can be bought for QIWI, Yandex.Money and other electronic currencies. Today Blue.cash works around the clock! If necessary, clients receive support from operators who correct all errors. For regular customers who consistently use the Blue.cash service, their own system of discounts has been developed. For example: when registering, the user receives an additional 0.5 of his amount, which was carried out through the system. Website owners have their own affiliate program. Ordinary users can also refer their friends through a referral link, receiving a reward for this on their account. Why work with Blue.cash? If you need to purchase some cryptocurrency, you should try Blue.cash.
Exchange service. Works 24 hours a day. Provides its customers with technical support around the clock. Offers to exchange bitcoins for almost any currency. How to make an exchange in WMGlobus? On the main page you can see all directions of exchange and quotes for them. On the right side of the screen, you can see an online calculator. It is there that the exchange is tested: what the user gives and what he buys. The calculator automatically calculates and shows how much the client will receive in the process of exchanging the required currency. If he is satisfied with this amount, he goes to a new page (form), fills it out (it will take no more than a couple of minutes), pays for the services and receives the necessary currency on his online wallet. What types of cryptocurrencies can be exchanged in WMGlobus? All the most popular: Bitcoin, Litecoin, Ethereum, Zcash, Dash.
Very high quality exchange service. Works online 24 hours a day, seven days a week. The speed of exchanging electronic currencies takes no more than 10 minutes per operation! A whole team of professionals worked on the creation of the service, which achieved several conditions at once: an intuitive interface of the site (the exchange is very fast and understandable), the availability of the most popular exchange currencies, a favorable exchange rate, prompt and responsive technical support service. Today Fast Change works in virtually all directions! We are talking about electronic currencies and cryptocurrencies. In addition, customers can withdraw their e-currency to a card/bank account. Fast Change has established cooperation with Avangard, Russian Standard, Sberbank, Alfa Bank, VTB24, Tinkoff Bank. Exchange bitcoin in Fast Change is not a problem! The operation will take no more than 5 minutes! In addition, other cryptocurrencies are present, if necessary.
E-currency exchanger on the Internet. Another one of the representatives who started his work a few years ago. The initial work with clients was based on the exchange of currencies of domestic electronic systems: WebMoney, Yandex.Money, QIWI. A little later, the developers of the service connected foreign analogues: PayPal and so on. Already today F-CHANGE offers to exchange cryptocurrency in any direction! For example: if necessary, a client can buy bitcoin for Yandex.Money and vice versa. IMPORTANT: F-CHANGE offers not only bitcoin, but also letcoin, as well as other popular cryptocurrencies among cryptocurrencies. Clients who use the exchange office consistently receive bonuses (even if they have not registered in the system). There is an affiliate program for site owners. So, for example, you can earn from each client that you brought into the system. Every day, 1500 - 2000 satisfied customers pass through the exchanger and perform exchange operations. Do you need bitcoin? Try F-CHANGE! Fast exchange, favorable rate!
Innovative exchange service. Offers a range of additional services. Appeared on the market in 2017 and does not have a huge experience in working with clients, however, its developers actually provided the perfect mechanism for making electronic exchanges. Why work with Kassa? Kassa is a new exchange service! The key to success is quality! Service owners daily think about improving the quality of their services, so their resource is gaining immense popularity in a short time.
Ukrainian exchange service. It is not very popular on the Internet, but it offers high-quality services. If necessary, make an exchange among electronic payments WM.express is the best option for residents from Ukraine and the CIS! At the moment, WM.express does not offer many types of electronic currency for exchange, but the main directions here are: Yandex.Money, QIWI, Bitcoin, PrivatBank (national Ukrainian bank). The start date of the service is 2015. Recently, WM.express developers have taken a new approach to their work. Now the speed of the online exchange office is much higher. In addition, the administrators have changed the interface of the site, which allows you to exchange in a matter of minutes.
Start of work - 2015. For several years now, the Ukrainian automatic exchanger has been working steadily online and offers its services to customers. What are the advantages of the 365CASH exchanger? Bitcoin is especially popular among investors. The 365CASH service is the perfect option for exchanging bitcion!
One of the less popular e-currency exchange services. However, despite the lack of huge popularity in the market, the service offers very high quality services. The owners of Cashbank created their resource in 2013. For the first time connected electronic currencies. 2 years ago we managed to start working with cryptocurrencies. For convenience, all the most popular Russian banks are connected: Sberbank, Tinkoff Bank, Alfa Bank, VTB24. Now you can buy bitcoins directly from your bank card! Why is it worth working with Cashbank? If you have not previously exchanged electronic currency or cryptocurrency on the Internet, the Cashbank service will be able to fulfill any requirements. Cryptocurrency is a very promising currency on the Internet! Now every investor will be able to buy, for example, bitcoin in order to earn good money from it in the future. Above, we have reviewed the top 10 exchangers for bitcoins, with the help of which it is possible to exchange any type of electronic currency.
Last updated Dec 17, 2018
The cost of bitcoin in 2017 reached its highest value for the entire existence of the cryptocurrency. As of December 9, 2017 - $15,000 for 1 BTC. The question becomes, where and how withdraw bitcoins from wallet to a card, exchange for cash rubles, dollars, payment systems Qiwi, Yandex.Money, Advcash and others as profitably as possible and with minimal commissions.
Often there are questions about withdrawing Bitcoin to real cash or to a Visa / Mastercard bank card. Banks in Russia, Belarus, Ukraine and other CIS countries do not officially work with cryptocurrencies yet. Therefore, in the article we will consider the main ways, how to withdraw bitcoins to the card from the exchange account, from the Blockchain online service to payment systems and then withdraw cash from an ATM.
You can withdraw Bitcoin in 2019 using the following methods:
Bitcoin is a cryptocurrency that is called "digital gold". Recently, you can pay them for purchases and services, as many online stores began to accept it for payment. Market capitalization exceeded 263 billion US dollars.
How to withdraw bitcoins from wallet
Withdrawing Bitcoins from your wallet and transferring them to another address is very simple. As a rule, you need to click "Submit", "Withdraw" or "Send"; indicate the address of the Bitcoin wallet, the number of BTC transferred and the commission (it is fixed on the exchanges).
- Bitcoin withdrawal from Exmo exchange wallet. You need to go to the section "Wallet" - "BTC" - "Withdraw". Specify the amount. The commission is 0.0005 BTC or about $4 at today's exchange rate. The minimum amount is 0.01 BTC; the maximum is 350 BTC.
- Output from .
You must click "Send", enter the recipient's address and specify the amount.
Pay attention to the commission, it is needed for the fastest processing of the transaction. By default, its optimal size is set, but you can specify a higher commission, then the operation will be faster. Usually confirmation occurs within an hour.
- In a crypto wallet that is designed to store popular cryptocurrencies Bitcoin, Ethereum, Zec, Ripple, Dash and others: to withdraw Bitcoins, select "Send" ("Send"), insert the recipient's address and the amount:
Withdraw bitcoins through an exchanger
The easiest and fastest way is to withdraw through, by converting one currency into another.
Through exchange offices, it becomes possible withdraw Bitcoin to Sberbank card, Privat24, Alfa Bank, Tinkoff, Avangard, Russian Standard, VTB 24, to any Visa or Mastercard.
The algorithm of actions is as follows:
- Transfer of bitcoins from your wallet to the address of the exchange office;
- The exchanger transfers rubles or another from his account to the details you specified during the operation.
- Prostocash.
- 60cek.
- Ramon Cash
- Baksman.
- Xchange .
Let's use the Prostocash exchanger as an example, as it has positive reviews on the Internet, has solid reserves and a large number of payment systems. The exchange takes place in manual mode within 5-15 minutes.
After going to the prostocash.com website, it is recommended to register and receive a 0.05% bonus for this when making a transaction.
We carefully fill in the data: number, name of the bank, full name. owner:
Reviews on the Internet are positive, customers are satisfied.
In exchangers, you can not only exchange, but also electronic systems, etc.
How to withdraw Bitcoin through the exchange
You can withdraw Bitcoins through exchanges where the process of buying or selling cryptocurrency between users of the platform takes place.
The main advantages are working with rubles and hryvnias, favorable rates, a large selection of ways to deposit and withdraw money. Basically, exchanges do not charge commissions for transactions, but payment systems can set them.
The algorithm of actions, how to withdraw Bitcoin (BTC) through the exchange:
- Register.
- We transfer bitcoins from our wallet to the exchange account.
- We make trading operations or exchange for a ruble account RUB (an account in hryvnia UAH, dollars USD or another).
- We withdraw money using available methods: to Visa and Mastercard cards, Yandex.Money wallet, Qiwi, etc.
Carefully read the minimum, maximum limits and withdrawal rules, as this process may take several days.
Consider the exmo.me exchange as an example. Its advantage is that there is a large selection of withdrawals to payment systems, including cards of Russian and Ukrainian banks.
When registering on the exmo.me website, specify your login, e-mail, password, read the terms of the agreement:
Log in to the Exmo website using your username and password. Go to the "Wallet" section and opposite the BTC currency, click "Deposit".
Copy your deposit address (minimum amount is 0.001 BTC):
Read the translation instructions and copy the address. You need to transfer the exact amount and in a strictly limited time (within 15 minutes).
Go to your wallet and withdraw Bitcoins to the specified address. After crediting the money to proceed with their withdrawal.
Go to the "Transfer Funds" item, there are available methods:
- Transfer between wallets in the system itself.
- To the Advcash card.
- To a bank card.
- To electronic currency (Perfect Money, Payeer, etc.).
Subscribe to our Telegram channel dedicated to cryptocurrencies: t.me/GainProfitCrypto .
Lately, I've been using online exchanges more and more to cash out Bitcoin or when I want to buy some cryptocurrencies. This method is very convenient and fast and takes very little time. A few clicks and the money is sent to your wallet.
In this article, I will talk about my favorite Bitcoin exchanges that you can trust. I will sort the services by the best rate, depending on the direction of the exchange. And also we will figure out whether it is legal to cash out cryptocurrency in Russia and whether it is necessary to pay taxes?
11 best bitcoin exchanges.
Let's start with the fact that individual exchangers offer different rates for different exchange directions. That is, for each direction of exchange there will be the most profitable exchangers.
Also, keep in mind that, as a rule, the higher the minimum exchange amount, the higher the rate. That is, you will exchange small amounts at a less favorable rate than large ones.
For your convenience, firstly, I divided all Bitcoin exchangers into exchange directions, and, secondly, I selected the most diverse exchangers for each direction (with different minimum exchange amounts, different rates, different limits and different numbers of reviews), so that this the selection was useful to the largest possible number of users.
How to exchange Qiwi for Bitcoin? 3 best exchangers.
NetEx24 (netex24.net)
Exchange site More
60sec (60cek.com)
Exchange site
Mine (mine.com)
Exchange site
Bitcoin to Qiwi exchange. 3 best exchangers.
www-pay (ww-pay.com)
Exchange site
NetEx24 (netex24.net)
Exchange site
Xchange (xchange.cash)
- The minimum exchange amount is 5000 rubles.
- Great reserve for exchange.
Exchange site
Exchange rubles for Bitcoin (Sberbank, Alfa-Bank, Tinkoff). 4 best exchangers.
1. Sberbank
60sec(60cek.com)
Exchange site
Xchange (xchange.cash)
- The minimum exchange amount is 2,000 rubles.
Exchange site
2. Alfa-bank
ATM (bankcomat.com)
Exchange site
Xchange (xchange.cash)
- The minimum exchange amount is 5,000 rubles.
- Great reserve for exchange.
Exchange site
3. Tinkoff
ATM (bankcomat.com)
Exchange site
CashOnline (cashonline.cc)
- The minimum exchange amount is 2,500 rubles.
- There is not always a necessary reserve of currency for exchange.
Exchange site
Exchange Bitcoin for rubles (Sberbank, Alfa-Bank, Tinkoff). 5 best services
1. Bitcoin exchangers for Sberbank
60sec(60cek.com)
Exchange site
Cash register (kassa.cc)
Exchange site
2. Bitcoin exchangers for Alfabank
CashBank (cashbank.pro)
Exchange site
Xchange (xchange.cash)
- The minimum exchange amount is 0.001 BTC.
- There is not always a necessary reserve of currency for exchange.
Exchange site
3. Bitcoin to Tinkoff exchangers
60sec(60cek.com)
Exchange site
NetEx24 (netex24.net)
Exchange site
Exchange Yandex Money for Bitcoin. 3 best exchangers.
NetEx24 (netex24.net)
Exchange site
www-pay (ww-pay.com)
Exchange site
60sec(60cek.com)
Exchange site
Exchange Bitcoin to Yandex Money. 3 best exchangers.
7money (7money.com)
Exchange site
60sec(60cek.com)
Exchange site
2x2Change (2x2change.com)
Exchange site
Exchange Bitcoin for WebMoney and WebMoney for Bitcoin.
I have never used exchangers, making an exchange in this direction. I do not see the point in this, since the WebMoney payment system has an internal exchange, which always has the most favorable exchange rate, and in both directions.
This payment system has a special WMX account, which is an analogue of a Bitcoin wallet. So WebMoney users can exchange Bitcoins for rubles or dollars on the internal exchange at a favorable rate, paying only 0.8% of the commission. Read more.
My rating of Bitcoin exchangers.
Below you can see my rating of the best Bitcoin exchanges. In this rating, I added exchange services that were included in my selections by exchange directions presented above. The more times a service is mentioned in the selections, the higher its position in the rating.
60sec
This exchanger was opened in 2016. In addition to Bitcoin, it also works with other popular cryptocurrencies such as: Ethereum, Litecoin, Ripple, Dash, Zcach, Monero and others.
The reserve at 60 cek is always good, so here you will not have problems with a large amount.
The site itself works around the clock, so you can change Bitcoins at any convenient time. The only caveat is that applications are processed by operators, so sometimes you have to wait for the withdrawal. But in my practice and according to other users, the wait does not last longer than 5-15 minutes.
You can exchange Bitcoin here without registration. But I would still recommend going through it.
Firstly, registration is elementary and takes just a couple of minutes.
Secondly, each registered user is given a 0.05% discount on all transactions for 60 seconds. But that's not all. The more money you exchange after 60 cek, the higher your discount becomes.
In order to register on the exchanger, you just need to enter your email address and come up with a password.
Another bonus for registered users is the affiliate program. There is a two-level referral system for 60 seconds.
How does it work? Let's say you invite a new partner for 60 sek and he makes some kind of exchange there. Then you, as a reward, receive 0.6% of the amount of your partner's transaction. And 0.2% of the amount of operations of partners of the second level.
Support for 60 seconds works flawlessly, you can always ask your question in the online chat. In serious cases, it is better to write to the support service, their mail [email protected] works around the clock.
NetEx24
The exchanger has been operating since 2007. In addition to Bitcoin, you can also exchange Ethereum, Litecoin, Dogecoin and Ripple cryptocurrencies on NetEx24.
The service itself works in automatic mode around the clock, which means that operations here take place instantly and you do not have to wait until the operator processes them.
Another great advantage of NetEx24 is that the fees of this exchange are lower than those of its main competitors. They use the Niagara trading bot, which automatically monitors rates for other exchangers and selects one of the most favorable exchange prices for its users.
In order to exchange Bitcoins for NetEx24 registration is not required.
NetEx24 is ready to share its profits from operations with you, for this the service has a referral program. To participate in it, you need to invite partners using your referral link. You can get it after registration, in the "partners" section.
After you become a NetEx24 partner, you can receive up to 25% of the profit (exchanger commission) on successful transactions of the users you invited.
After the listed advantages of NetEx24, I want to talk about one drawback. And he, sadly, in technical support.
The problem is that you will not be able to ask technical support a question until an exchange request has been created. That is, if you had a question even before you started exchanging money, you will not be able to get an answer to it.
In order to create a ticker, you need to specify the order number.
There is really a “knowledge base” section where you can try to look for the answer to your question, but there are only 4 of them.
Xchange
The service comes from Poland, which has been operating since 2012. In addition to Bitcoins, Xchange allows you to exchange Tether, Ethereum, Zcash, Litecoin, NEO, Ripple, Monero, Bitcoin ABC and Dogecoin.
I want to say that Xchange has one very clear advantage over its competitors. It has a large number of exchange directions. In addition to rare cryptocurrencies, it also supports 11 banks and 8 payment systems.
And at the same time, it has a good reserve of funds in all directions.
Xchange works around the clock, as well as the support service of the exchanger.
Operations on this service are carried out in a semi-automatic mode, so their implementation may take time, but usually it is no more than 15 minutes.
There is no mandatory registration on Xchang. But again, I advise you to spend 2-3 minutes of your time and go through this simple procedure.
Registered users of the service receive a 0.05% discount (of the exchange amount) for the first operation. Then the discount goes up.
Xchang also has a referral program. According to it, you get 0.6% of the turnover of partners of the first level and 0.2% of partners of the second level. In order to receive such a reward, you need to have at least 5 attracted referrals.
Another thing I liked about Xchang is that they have a table with recommended fees for Bitcoin transactions. Very useful information, especially for beginners.
WW-pay
Another automatic exchanger for round-the-clock withdrawal of Bitcoin. WW-pay was launched in November 2015, during which time it has already received almost 6,000 positive reviews on BestChange.
In addition to Bitcoin, the service works with Ethereum and Litecoin cryptocurrencies.
The main thing I want to note is that WW-pay has a good reserve of funds in everything, both in fiat and in Bitcoin. Therefore, there will be no problems with the exchange of large amounts.
On WW-pay, you can also change BTC without registration, but there are bonuses for registered users.
Firstly, at the first transaction you are given a discount of 0.05% of the amount. And the more money you exchange through WW-pay, the more your discount becomes. The maximum amount is 0.25% of the transaction amount.
Secondly, the exchanger offers a referral reward program. In order to participate in it, you need to invite at least 4 new users to WW-pay. When they make transactions through this site, you will receive rewards. The amount of remuneration starts from 0.20% of the transaction amount and ends at 0.70%.
I myself did not encounter any difficulties when working with WW-pay, but according to user reviews, technical support works quickly and efficiently. Operators are ready to answer any of your questions around the clock.
ATM
ATM is an exchange office opened in August 2016. The site is translated into 9 languages and works with a large number of cryptocurrencies: Bitcoin, Ethereum, Waves, Tron, Stellar, Dash and others. Only 22 cryptocurrencies!
The ATM works with a large number of payment systems and banks, but the favorable rate here is not in all directions. Still, I recommend sticking to exactly those directions that I indicated above.
This service works in manual mode, which, on the one hand, is good. When the operator processes applications manually, there are fewer errors and then it is easier to understand the situation. On the other hand, manual processing reduces the speed of the application, but usually it is not critical and the application leaves in 5-15 minutes.
By the way, despite the fact that transactions are processed by operators, the ATM works around the clock, as well as their technical support service. The support account is also convenient, you can contact directly in the chat on the main screen with any question.
It is not necessary to register here to exchange Bitcoin. But, as elsewhere, registration will bring additional bonuses.
For those who spend 2-3 minutes to register, there will be a discount on the exchange. Initially, it will be 0.05% (of the transaction amount), and the more money you spend through this service, the greater the discount will become. Detailed scale in the table.
Bankcomat.com has a two-level referral bonus system. The rates on it are the same as on most other exchangers. 0.6% of the exchange amount of your first level referrals and 0.2% for second level partners.
Mine
“Favorable! Quickly! Anonymously!" - this is the slogan of the exchanger Shakhta. The exchange here takes place automatically, support works 24 hours a day, 7 days a week. The administration claims that operations in most areas take place within 5 minutes.
The site launched in October 2016. During his work, he managed to collect more than 2600 positive reviews.
Mine is one of the most profitable exchangers for those who work with Qiwi to Bitcoin. True, the reserve of Bitcoins here is not as large as that of competitors, usually the amount of BTC is in the region of 4-7 coins.
The Mine has a limit on the amount, in rubles you can exchange no more than 250,000.To exchange Qiwi for Bitcoin, registration is not required.Shakhta does not have discounts or a referral system.
Therefore, I advise you to use this exchanger only in the direction of Kiwi-Bitcoin, in other cases, use my recommendations.
cashonline
This exchanger is brand new, it opened in March 2018. This explains such a small number of reviews about it.
All operations on CashOnline are carried out manually, so the site does not work around the clock. You can change Bitcoins here from 8:30 to 1:00 Moscow time daily.
The administration promises to carry out operations in 10 minutes and, judging by the feedback from users, it copes with the promise.
Registration on CashOnline is optional. But the service has a referral program, and in order to participate in it, you need to spend 2-3 minutes of your time and go through this elementary procedure.
I want to draw your attention to the fact that there is a very low minimum exchange amount, in the direction of RUB-BTC it is only 800 rubles. But the maximum is also limited to 75,000 rubles.
Therefore, CashOnline is not suitable for those who work with large amounts. But for beginners, for those who want to try working with Bitcoin, this range is just right.
Cash register
Among the exchangers, Kassa has one of the most pleasant site designs, in my opinion. The site is also adapted for mobile devices.
Checkout works not only with Bitcoin, here you can also exchange other cryptocurrencies: Ethereum, Ethereum Classic, Litecoin, Dash, Ripple and Bitcoin Cash.
The exchanger operates in semi-automatic mode. This means that in most cases you do not need to wait for the operator to process the application, it passes instantly. Well, if, nevertheless, your application is processed by the operator, it takes from 5 to 20 minutes.
Cashier is considered one of the services with a good exchange rate and large reserves. Therefore, users love this exchanger, it already has more than 6500 positive reviews on BestChange.
In order to make an operation here, you need to specify only the email address and wallet numbers. Registration is not required for this.
Kassa.cc has a cumulative exchange reward system. The minimum discount is given immediately after registration and is 5%. Please note that this discount applies to the entire amount of the exchange, but only to the commission of the service itself.
There is also a referral program. To participate in it, you need to register on the site and invite your friends or acquaintances using an affiliate link. You can find the link in your personal account. Below are the terms of accruals for the exchange of your referrals.
Branded gifts here from PowerBank to iPhone.
You can ask a technical support question directly on the main page of the service. Here is a chat window where a polite consultant will answer any of your questions.
CashBank
CashBank is an automatic exchanger that operates around the clock without breaks and weekends. The administration claims that the average exchange time is only 2 minutes.
The service is growing rapidly. CashBank opened in December 2016 and has already collected more than 4,000 positive reviews on BestChange. At the same time, the reserves here amount to millions of dollars.
CashBank works with cryptocurrencies: Bitcoin, Ethereum, Dash and Litecoin.
What I want to especially note is that CashBank even works with cash (dollars and rubles). According to information from the site, the service has a team of couriers that can pick up cash from the airport of any city in Russia. I myself have never exchanged cash for cryptocurrency, so I will refrain from recommendations.
CashBank gives you the opportunity to earn on a referral program. After registration, you must place your affiliate link, which will lead new users to the site. And after that, you will be able to earn from 10% to 30% of the profit from the exchange of your partners.
7money
7money is a Ukrainian exchange that was opened in November 2016. During his work, he managed to collect more than 1100 positive reviews on BestChange.
The service works in semi-automatic or manual mode, so you can exchange Bitcoins here only from 9.00 to 0.00 Moscow time. The average processing time for one operation usually fluctuates around 5-10 minutes.
By the way, 7money supports the exchange of only Bitcoins, it does not work with other cryptocurrencies.
The service has a cumulative system of discounts. Its essence is that the more money you exchange on the 7money website, the higher your discount on transactions becomes. The maximum level is 25% of the service profit for the exchange.
In order to use the discount, you must register. As usual, the procedure will not require much effort and will only take a couple of minutes.
7money offers its users to earn on an affiliate program. Here the remuneration is fixed, it does not depend on the number of your referrals and amounts to 25% of the profit from the transactions of your partners.
During the opening hours of the exchanger for any of your questions, you can contact the online operator. The chat is located right on the main page of the service.
7money is suitable for those who want to securely exchange their Bitcoins. But the reserve of this exchanger in cryptocurrency is small, keep this in mind when choosing a service.
2x2Change
2x2Change also has its own slogan: “Fast. Profitable. Reliably." The service makes an exchange around the clock.
The exchanger was opened in October 2015. During the work, only a little more than 1500 positive reviews on BestChange were collected. Of the cryptocurrencies, 2x2Change only works with Bitcoin.
I didn't find any negative reviews on it. He has good Bitcoin reserves. Therefore, users often trust their exchange to 2x2Change.
Registered users of this exchanger get the right to use the cumulative discount system for each transaction.
2x2Change also has a referral program. According to it, for each exchange operation using your affiliate link, you receive a reward in the amount of 0.05% to 0.5% of the exchange amount.
Technical support of the service works around the clock, you can ask your question by e-mail [email protected].
Step-by-step instruction. 5 simple steps to exchange real money for Bitcoins.
Exchangers are, in my opinion, the easiest way to exchange Bitcoin for real money (and vice versa). So when I talk about 5simpleaction, I'm not exaggerating. After I show you step by step how this procedure takes place, you will understand that even someone who is still with Bitcoin on “You” can complete it.
Step 1. The most responsible. Exchanger selection.
Any person who is going to make a Bitcoin exchange using these services should be concerned about 2 things: a favorable exchange rate and security. In order to choose the exchanger yourself, taking into account the parameters described above, you can use the monitoring BestChange .
Read the full review of monitoring:
On the site of this monitoring, you need to select the direction of the exchange, after which all exchangers will be sorted by the best rate. Each exchanger has reviews by which you can evaluate its reliability. In case of any dishonest actions, you can complain about the service and the BestChange administration will apply sanctions to the violator.
But if you have no desire to deal with monitoring and you want to see the exchangers I have already selected (which I myself use or used), then see my rating above.
Step 2. Needing attention. Filling out an application for an exchange.
For clarity, I will show you how to fill out an application for an exchange using the example of the “60 cek” exchanger.
Why did I choose him as an example? Firstly, because I myself have repeatedly used it and I can create an application almost with my eyes closed. Secondly, in my recommendations, I indicated 60 cek in 6 directions, which means that most likely you will use it in most cases.
In general, all exchangers are the same in terms of the principle of operation, therefore, if you understand how to use this service, there will be no difficulties with others.
Filling out the application always takes place on the main page of the exchanger.
Here we select the pair for which we want to make an exchange. That is, if you want to exchange rubles for Qiwi for Bitcoins, then in the “you give” column, select “Qiwi RUB”, and in the “you receive” column, respectively, you need to select “Bitcoin”.
In the same place, under “Qiwi RUB”, we indicate the amount that you want to exchange for Bitcoin (for example, I will take 100,000 rubles). In the line under “Bitcoin”, you will automatically recalculate the amount of BTC that you will receive after the exchange, based on the exchange rate and commission.
It should turn out something like this.
Next, fill in the details. In the “From Wallet” field, enter your Qiwi wallet number, in the “Your e-mail box” field, enter a valid mail, in the “Wallet to receive” field, enter your Bitcoin wallet number.
Once again, we check all the data and details and click the “exchange” button.
Step 3. Transferring funds to the account of the exchanger.
After pressing the “exchange” button, a window will appear in which the order number and its status are indicated. Before you have transferred money to the exchanger, the status will be “waiting for payment”.
Please note that you are given 15 minutes to pay for this application, if you did not have time to pay during this time, you need to create a new application.
To find out the Qiwi wallet number of the exchanger, scroll through the application page below.
Actually, everything is written here what, how and where to do it. After payment, click "I paid".
Step 4. Out of your control. Waiting for a transfer from the exchanger.
And here many people have a question: how long to wait for the receipt of money after applying for an exchange?
To be honest, there is no clear answer to this question. This process can take from several minutes to several hours. It all depends on how busy the Bitcoin network is now, how many blocks it will take to “close” your transfer, and how quickly the exchanger itself processes your application.
Step 5. Final. Balance check.
When the exchanger has transferred money to your account, the status of the application will say “application completed”. After that, you can check the balance.
But hurry up to raise a panic if the application is already in the “completed” status, but there is still no money in your account. This means that the exchanger has already done everything that is required of it, now this transfer is processed by your bank, payment system or blockchain. You may have to wait a little more.
Important! Do not forget that all payment systems take a commission from the sender.
This seems to be obvious, but I have already come across reviews several times in which users accuse the exchanger of fraud. Allegedly, you indicate one amount for the exchange, but more is debited. In fact, it is not the exchanger that writes off more than it should be, but the payment system takes its commission.
Below is a reminder about the size of commissions of different payment systems.
How to choose a Bitcoin exchanger? 4 signs of a reliable and profitable service
Here I have listed you only verified resources for sharing. But in the vastness of Runet, scammers are often found. They work, of course, unilaterally. You transfer funds to their account, and receive nothing in return.
To minimize risks and change Bitcoins quickly, profitably, and most importantly, reliably, it is better to take the selection of an exchanger seriously.
Below I will tell you what factors you need to pay attention to in order not to become a victim of scammers.
- No. 1. Term of the work.
Naturally, the longer the site works, the more reliable. Although among the "fresh" sites usually offer a better rate to lure users. I would still recommend choosing exchangers that are at least a year old.
- No. 2. The number of positive reviews.
I strongly advise you to watch reviews only on BestChange monitoring https://www.bestchange.ru/ . And I don’t advise at all to evaluate the reliability of the exchanger based on reviews on the forums.
Why?
Because, as practice shows, in 99% of cases that are described on the forums, the user himself is to blame. Either he made a mistake and sent money to the wrong account, then he requested an amount higher than the reserve of the exchanger, and so on.
On BestChange, all negative reviews are checked, and if there are more than three of them, the exchanger is removed from monitoring.
- No. 3. Design and interface of the site.
Sometimes one glance is enough to understand whether it is worth contacting an exchange service or not. Pay attention to how the site is designed, how clear the interface is, whether there are problems loading pages, graphics, and so on.
- No. 4. Support work.
Before transferring your money to the first available service, find out how to contact its support service.
If an online consultant works, ask him any elementary question. Something like “Tell me, is it possible to exchange Qiwi for Bitcoin here?”. And it doesn't matter that you know the answer to this question. It is important to see how quickly they will answer you, and whether they will answer at all.
If there is no online consultant, it is better to find an email or technical support phone number in advance. You can check their work with the same elementary question.
Is it legal to exchange Bitcoins in Russia?
Decided to include an answer to this question because I know it's of interest to many users. And this is normal, no one wants to go against the law and even more so have some problems because of this.
I hasten to reassure you, because the exchange, purchase and sale of Bitcoins (and indeed any cryptocurrency) in the Russian Federation is currently not regulated by any law. This means that you can now make any transactions with Bitcoin completely calmly. There is no liability for this.
In our country, the legislative framework for cryptocurrencies is still under development. It is difficult now to talk about whether Bitcoins will be banned later. The bodies that should make this decision do not yet answer this question unambiguously.
Do I have to pay taxes if I exchange Bitcoin in the Russian Federation?
Especially law-abiding citizens are interested in this issue.
Here I want to remind you once again that there is no law regarding digital currencies, including Bitcoin, in our country yet. They are not recognized as property or securities, so there are no tax deductions for income from cryptocurrency or for its possession. Any transactions with Bitcoin are also tax-free at the moment.
Interview.
What exchanger do you use when exchanging Bitcoin?
In this article, we will talk about options for buying cryptocurrency, namely about cryptocurrency exchangers. All of them have a lot of positive reviews. The material is constantly updated and those services that lose trust or greatly "pull up" the exchange rate will fall out of this rating.
For beginners and ordinary users, the first acquaintance with cryptocurrencies is easier to start through exchange offices. It's hard to do something wrong with them. You choose the direction of the exchange, fill in the details, the amount, pay, and in fact, the purchased coins come to your cryptocurrency wallet instantly (I recommend using multicurrency wallets).
NoteAny exchange offices charge a "surcharge" for the exchange. Those. for example, if the exchange rate is $10,000, then they will buy at $9,700 and sell at $10,300. This situation is in any exchanger. The only difference is the spread. If the exchanger offers a very favorable rate, then read about it in more detail. Perhaps there are some pitfalls that are not noticeable at first glance. Most often, exchange rates are almost the same.
I also want to note right away that it is most profitable to buy cryptocurrency through exchanges. List of Russian-speaking crypto-exchanges with rubles:
There will be no exchange markup on these exchanges. You exchange directly at the market rate of cryptocurrencies.
All the exchangers discussed below are in Russian. They have several popular directions for exchanging cryptocurrencies for rubles (from the card of Sberbank and other banks, Yandex Money, Qiwi, Payeer).
Rating of exchangers Cryptocurrency for rubles with the lowest commission
1. Cryptocurrency exchanger EL-CHANGE with the best rates
At the beginning of 2019, EL-CHANGE is the best cryptocurrency exchange. There are the following fiat funds for exchange: Yandex.Money, Sberbank, AlfaBank, QIWI, PerfectMoney, Payeer, AdvCash, Privat 24, Visa / MS cards. Of the cryptocurrencies, there are the following: Bitcoin, Ethereum, Litecoin, DogeCoin, Bitcoin Cash, Monero, Bitcoin SV.
There are always great exchange rates here. Money after sending comes almost instantly. I recommend it for use.
2. Exchanger and wallet MATBEA (MATBI)
The Matbi exchanger is a two-in-one service: an online wallet and an exchanger (you can exchange rubles for cryptocurrency and vice versa). After the exchange, money can be transferred. You can replenish your account in rubles with one of the following options: Sberbank, AlfaBank, VTB24, Promsvyazbank, Russian Standard Bank, Yandex Money, Qiwi, Euroset.
After replenishing your account, rubles can be exchanged for Bitcoin (Bitcoin), Litecoin (LiteCoin), Zcash (ZCash) and Dash (Dash). Further, the cryptocurrency can be sent to another external wallet wallet.
3. XCHANGE exchanger (tested and reliable)
An exchanger in Russian that allows you to perform currency exchange operations: Alfa Bank, Yandex.Money, VTB24, Russian Standard, Sberbank, Svyaznoy Bank, QIWI, PerfectMoney, Avangard, Bitcoin, EGO, GasproBank, Tinkoff.
Old and proven exchanger. Many use it as one of the most reliable.
4. Exchanger 60CEK (excellent exchange rates and a wide range of exchange directions)
New exchange. It is possible to buy Bitcoins, Litecoins, Ethereum for almost any currency: Qiwi, YandexMoney, transfer to a card, Sberbank, Payeer, etc. The exchange rate will also please you if you compare it with other services. It is also worth noting the relatively large reserves of all currencies.
5. 24PAYBANK exchanger (many exchange directions)
Russian-language exchange service for electronic and cryptocurrencies. Works seven days a week, online support 24 hours.
Input and output:
Payment systems - Bitcoin, Perfect money, Qiwi RUR, Yandex money, Payeer, AdvCash, Ethereum, Litecoin, Dash, Zcach.
Russian Banks - Visa/MasterCard RUB, Sberbank, Alfa Bank, Tinkoff, Russian Standard, VTB24, Avangard.
6. YACHANGER cryptocurrency exchange
Excellent cryptocurrency exchange. Big reserves.
The following cryptocurrencies are available: Bitcoin, Bitcoin Cash, Ethereum, Litecoin, ZCash, Dash, Dogecoin, EX_CODE, WEX_CODE.
You can buy for QIWI, Sberbank, Yandex Money, Perfect Money, AdvCash, Payeer, Alfa Bank, VTB24, Russian Standard, Visa/MasterCard, Capitalist
7. WW-PAY exchanger
Applications are processed almost instantly. Greater choice of directions of exchange. Cumulative discounts apply. There is an English interface of the exchanger.
There are the following cryptocurrencies: Bitcoin, Bitcoin Cash, Ripple, Ethereum, Dash, Ethereum Classic, Litecoin, ZCash, Dogecoin. Pretty good reserves for each coin.
You can buy digital coins for QIWI, YandexMoney, Sberbank, Alfa-Bank, Tinkoff, Visa/MC, Payeer (USB, RUB), AdvCash Usd, PerfectMoney USD cards.
8. I-OBMEN exchanger
I-OBMEN has been operating since 2012. One of the founders of the field of cryptocurrency exchange on the Internet. Over the years, it has received many positive reviews.
Cryptocurrencies available: Bitcoin, Litecoin, Ethereum, ZCash, Dash, Bitcoin Cash, Ethereum Classic, WEX_CODE, EX_CODE.
Purchase options for rubles, dollars and euros: YandexMoney, QIWI, Sberbank, VTB24, Russian Standard, Tinkoff, Alfa-Bank, AdvCash (USD, RUB, EUR), PerfectMoney (USD, EUR), Payeer (USD, RUB, EUR) , NixMoney.
9. Exchanger and exchange EXMO
Link to the site: exmo.me (works since 2014, is considered the Russian cryptocurrency exchange, overview ")
An excellent exchanger and at the same time the largest cryptocurrency exchange in Eastern Europe (number 1 in Russia). Small withdrawal fees. It is possible to exchange the most popular currencies: BTC, BCH, ETH, ETC, DASH, LTC, DOGE, ZCASH, MONERO, RIPPLE, KICK, USD, USDT, RUR. Withdrawal is possible to WebMoney (dollar), Yandex Wallet, bank cards, and also just to cryptocurrency wallets without commission. The exchange is growing and developing, this can be seen from the constantly growing trading volumes.
10. PROSTOCASH exchanger
Exchanger 24/7. There are the most popular cryptocurrencies: Bitcoin, Litecoin, Ether and Dash. You can exchange for YandexMoney, Qiwi, Sberbank Card, Tinkoff, Payeer, Alfabank. Relatively small fees.
11. FASTCHANGE exchanger
Excellent exchanger, time-tested. There are options for exchanging cards from Sberbank, Tinkoff, VTB24, Otkritie, Qiwi, YandexMoney. Cryptocurrencies: Bitcoin, Dash, Ethereum, Litecoin
12. How to choose the best cryptocurrency exchange
We list the main nuances that you should always pay attention to:
- Cryptocurrency rate. Sometimes on different exchangers it can differ by tens of percent. Naturally, you should look for the best price for you.
- Working hours . If the exchanger works in a semi-manual mode, and you make an exchange at night, then the transaction can take a long time. You should either exchange during the operation of the site, or look for automatic exchange points.
- Positive reviews. Read reviews about exchangers if you find something on the side. You don't have to worry about the services described above. It is not for nothing that they got into this rating of exchangers in 2017/2018.
- Appearance and reliability. Never use dubious services. You can find a lot of reviews on the net when users mistakenly get to "left" sites that look like real ones. Therefore, use only links from this article. All links to original sites!
To quickly find the best rate, you can use the BESTCHANGE service
13. How to exchange cryptocurrency most profitably
Option 1. Through exchangers
I will share a simple trick: how to exchange cryptocurrency in the most profitable way (at the lowest cost). First, look at popular exchange directions. For example, consider the options when choosing a Bitcoin exchanger.
For example, we want to exchange rubles from a Sberbank card for Bitcoin cryptocurrency. Consider the following exchange directions:
- Qiwi -> Bitcoin
- Yandex Money -> Bitcoin
- WMZ -> Bitcoin
- Sberbank card -> Bitcoin
Compare these rates with exchange rates to understand how much Bitcoin is worth now. It is possible that in some direction there will be a minimum margin (1-3%). For example, on the first exchange option the difference is 7%, on the second 8%, on the third 3%, on the fourth 6%.
Those. at the moment the best direction is "WMZ -> Bitcoin", but we only have money on the Sberbank card. In this case, look through BESTCHANGE for the best options for converting from a Sberbank card to WMZ. See how much you will lose with such a conversion. For example, 1%. In this case, it will be more profitable for you to first exchange rubles for WMZ, and then for Bitcoin. In total, the commission will be 1% + 3% = 4%.
Note:By building exchange chains in this way, you can decently save your money during the exchange. Therefore, do not be lazy, but first look for all the options.
Perhaps even longer exchange chains. For example, if some exchanger offers a very favorable exchange rate WMZ -> QIWI (+3%). Those. when exchanging you with a bonus, throw 3% in plus. This happens, but rarely.
Option 2. Through exchanges
Do not forget that there are cryptocurrency exchanges, where the exchange rate is obviously lower. To get started, register in each exchange:
Now, in the Balance or Wallet tab, see what options there are for replenishing in rubles and dollars. It is possible that in these systems there is an option with a lower commission than in exchangers.
In addition to these exchanges, there is another option with LocalBitcoin:
Here you can exchange cryptocurrency directly. In principle, this method has no disadvantages. In fact, there will always be options for a profitable exchange for both. There are only small risks that the transfer may be delayed.
Option 3. Monitoring of cryptocurrency exchangers
There are two best monitoring services:
Choose the exchange direction and the service displays all the current exchange rates for the direction. You can also view course history.
